Is your bad credit giving you taugh time and now you are looking PEP loans for blacklisted? All that you need to know.
With WS, we are well aware that many people with bad credit struggle to have successful approval of their personal loans and short-term loans.
It is for this reason; we have put together some reading for you to assist you with answers on how to get a short-term loan if you have bad credit.
PEP Loans March 2025
PEP loans provides loans short-term loans with best interest rates through Capfin loans as a lender.
PEP loans are short-term loans and personal loans offered through Capfin as the main lender, anyone in need of financial assistance can apply for this loan.
Capfin is one of the fastest-growing independent credit providers in South Africa.
Customers may apply for a loan either online or at Ackermans or Pep, two of Capfin’s retail affiliate stores.
This has significantly expanded its market, as it has made loans more accessible to those who do not have internet access.
Century Capital (Pty) Ltd, which is also a licensed credit provider, owns Capfin.
Capfin provides loans up to R50 000, depending on the results of an individual’s affordability assessment.
The evaluation takes into account variables such as income and expenditures, credit profile, and payment history.
How Do I Qualify for A Pep Loan?
Applying via Capfin is easy, and it is available to thousands of people around the country who may not be able to apply online.
All documents will be checked and submitted to the Capfin system by a designated employee assigned to assist with this specifically for individuals who apply at the retail outlets.
Another excellent feature is the ability to apply for a loan by text message.
Does Capfin Do Credit Checks?
If you are looking for PEP loans for blacklisted, please note, Capfin SA (Pty) Ltd is a licensed credit provider.
Your loan application is subject to Capfin’s Credit Policy and an affordability check.
This might mean that if you have bad credit and are looking for PEP loans for blacklisted, this type of personal loans might be little bit to apply for.
How Do I Apply for A Capfin Loan?
To apply for Capfin loans, the following documentation will be required, Your SA ID Document, 3 latest payslips and 3 latest bank statements.
How Much Will It Cost?
| Repayment Term | 6 Months | 12 Months |
| Loan Amount | R4 000.00 | R8 000.00 |
| Maximum Interest Rate | 5% pm | 24.50% pa |
| Initiation Fee | R535.00 | R995.00 |
| Maximum Monthly Service Fee | R69.00 | R69.00 |
| Maximum Monthly Instalment | R954.00 | R918.00 |
| Maximum Loan Repayment | R5 722.00 | R11 022.00 |
Bad Credit Lenders
- Loan4debt.co.za
- Bridge.co.za
- Bestdebtfin.co.za
- Paydaygorilla.co.za
- Dotloans.co.za
- Lowbudgetloans.co.za
- Xcelsiorloans.co.za
- Econlineloans.co.za
- Letsatsifinance.co.za
- Braamfin.co.za
- Uloans.co
- PowwowLoans.co.za
- Cash-loans.co.za
- Kwalafloloans.co.za
- Makandafinance.co.za
- Tsheletethuso.co.za
- GPcredit.co.za
- Lime24.co.za
- Blacklistedcarfinance.co.za
- Hmtloans.co.za
- Prontoloans.co.za
- Bloans.co.za
- Bradburyfin.co.za
- Izweloans.com
- Mrcashloans.co.za
- Loanassistance.co.za
- Showtimefinance.co.za
- Mazumaloans.co.za
- Hooplaloans.co.za
- Loansforsa.co.za
- Quickconsolidationloans.co.za
- SupaSmartLoans.co.za
- Yebocash.co.za
- Powerloans.co.za
- Challenorfinance.co.za
- Atlasloans.co.za
- Loanfin.co.za
- QuickLittleLoans.co.za
- Masfinancialservices.co.za
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