Capitec eWallet – Cash Send Facility
Complete guide on Capitec eWallet or Cash Send Facility in May 2026 – All you need to know.
Did you know that, same as FNB eWallet, Capitec enable customers to conveniently do cash send to anyone anywhere.
Known as Capitec Cash Send, this great service allows you to transfer cash using a recipient cellphone number to allow them to withdraw funds at any Capitec ATM.
Let us look at various ways of doing Capitec money transfers.
The money you send can be collected for free anywhere in SA, no bank account needed.
eWallet Through Capitec App
| – | How to Send Cash Using Capitec App |
|---|---|
| Step 1: | Tap Transact |
| Step 2: | Tap Send cash and enter your Remote PIN |
| Step 3: | Tap the button to send cash |
| Step 4: | Choose “From” account |
| Step 5: | Enter the amount you want to send |
| Step 6: | Create a 4-digit secret code (this will be used to collect the cash) |
| Step 7: | Tap Next |
| Step 8: | Read the terms and conditions, tick the boxes and tap Accept |
| Step 9: | Tap Yes to confirm the transaction |
| Step 10: | You’ll receive an SMS with the reference number – send it to the recipient |
| Step 11: | Send the secret code to the recipient in a separate message |
If you are on your desktop or laptop and would like to do cash send, you can follow the below step by step guide.
| – | Cash Send Internet Banking |
|---|---|
| Step 1: | Sign in on Internet banking |
| Step 2: | Go to the payments menu |
| Step 3: | Select Send Cash |
| Step 4: | Click Continue to send cash |
| Step 5: | Select ‘From’ account |
| Step 6: | Enter the amount to be sent |
| Step 7: | Create the 4-digit secret code |
| Step 8: | Click Send the Cash |
| Step 9: | Open the Capitec app and approve the authorisation message |
Capitec Cash Send PIN Expired
If you find that your Capitec eWallet PIN expired and you want to renew it, here is a guide to update your cash send pin for un-redeemed vouchers.
| – | Expired Capitec eWallet PIN Renewal |
|---|---|
| Step 1: | Sign in on Internet banking |
| Step 2: | Go to the payments menu |
| Step 3: | Select Send Cash |
| Step 4: | Click View my Send Cash history |
| Step 5: | Select the unredeemed voucher |
| Step 6: | Click Update secret code |
| Step 7: | Enter a new 4-digit secret code |
| Step 8: | Click Continue to Update secret code |
| Step 9: | Open the Capitec Bank app and approve the authorisation message |
How to Capitec eWallet Using USSD
Step-by-step guide to send money using Capitec eWallet USSD.
| – | Expired Capitec eWallet PIN Renewal |
|---|---|
| Step 1: | Dial *120*3279# and reply 9 |
| Step 2: | Accept the terms and conditions |
| Step 3: | Reply 1 |
| Step 4: | Choose “From” account |
| Step 5: | Enter the amount you want to send |
| Step 6: | Create a 4-digit secret code |
| Step 7: | Enter your Mobile Banking PIN |
How to Withdraw the Capitec Cash Send
To withdraw your Capitec cash send, you can easily visit one of their AMS near you. Alternatively, you can collect your eWallet at some of their retail partners that includes but not limited to Checkers, Game, Pick n Pay and more.
What do you need to do Withdrawal?
Whether you are using an ATM or one of their retail partners, you will need, 4 digit eWallet PIN or secrete code and a reference number.
How Much Does it Cost to Do Cash Send?
First and foremost, what you need to know, you can do cash send transfers of up to R3 000 daily.
How much does it cost?
Well, it will cost you R7.50 for transactions less than R1 000.00 when using Capitec bank mobile app or USSD.
For amounts above R1 000.00, it will cost you as little as R15.00
Conclusion
Apart from cash send, you may also want to read more about Capitec branch codes, how to reverse payment and whether or not if they offer loans to blacklisted people.
