Table of Contents

FNB Black Card Reviews in May 2026

Before you do your application, let us do quick FNB Black card reviews in May 2026.

First National Bank provides the FNB black card, a credit card for high net worth people making over R750,000.00 annually.

If you are approved for this card, you will benefit from a number of things, including having access to a credit facility with a maximum limit of R300,000.

A “black card” in South Africa is a credit or debit card intended for high net worth people who make above R750,000.00 a year.

The card’s hue served as the inspiration for the name.

The typical credit limit for a black card holder is R300,000.00.

Owners of small businesses and C-suite executives are frequently Black Card members.

FNB Enterprise Business Card Debit

An organization can apply for this card if its annual revenue is greater than R60,000,000.00.

The services costs for this card are dependent on your company’s demands and are relationally based.

Definitely designed to accommodate the demands of savvy business owners.

FNB Enterprise Business Card Debit Benefits

When you travel, get a free comprehensive global life insurance policy.
When you travel and rent a car from AVIS, you may earn eBucks points.
Make use of a private banker for your company.
Hire an analyst for your company.
When you use your automobile at Engine, Gautrain, Shoprite, takealot, and other places, you may earn eBucks rewards.
The card is specially developed to meet the demands of your sector.
Free unlimited ATM withdrawals and card purchases.
Receive free balance checks and statements at any time.

FNB Enterprise Business Card Debit Qualification

Income of at least R60,000,000.00

FNB Private Clients Credit Card

There are a few things you may need to be aware of before applying for this credit card.

The monthly service charge for this card is R192.00.

has an initiation cost of up to R172.00 and a facilitation service fee of R17.00.

You also receive a free eBucks membership incentive.

FNB Private Clients Credit Card Benefits

Get purchases with no interest for up to 55 days.
Earn eBucks when you make purchases at certain retailers.
Historic statements and free mini-statements.
Free card purchases and balance checks.
Free payments and transfers between linked accounts.
Replacement cards are free.
Entry to the slow lounge.
Credit of 75,000 Rand.

FNB Private Clients Credit Card Qualification

Must make at least R750,000.00 annually.
Keep a balance of R75,000.00 for three months in a row.
Must possess a high credit rating.

FNB Private Clients Credit Black Card if you want to create a new credit line on a black card.

Growing from private clients to private wealth cardholders is a simple process.

For the purpose of forgoing service charges, this account needs a lower balance to be maintained in your account.

If you have private wealth, you will need to preserve an additional R25,000.00 since the disparity is so great that it must be kept.

FNB Private Wealth Credit Card

The FNB Black Card has a monthly fee of R248,00.

has an R17.00 facilitation service fee and an R172 maximum starting cost.

FNB Private Wealth Credit Card Benefits

Get purchases with no interest for up to 55 days.
Earn eBucks when you make purchases at certain retailers.
Historic statements and unpaid small statements.
Free balance checks and card purchases.
Free payments and transfers between linked accounts
From a credit of R100,000.
card replacement for unpaid.
Entry to the slow lounge.

FNB Private Clients Credit Card Qualification

possess property worth R15,000,000.
Have a high credit rating.
The annual minimum wage for a FNB Black Card is R1,500,000.

FNB Private Clients Debit Card

The FNB private clients debit card offers many of benefits.

A card created with professionals and business owners who wish to realize their financial goals in mind.

You must make a minimum of R750,000.00 or more annually to be eligible for this FNB black card.

The monthly service cost for this card is R385.00, and it includes a personal banker.

The prerequisites and benefits of a private clients card are listed below.

FNB Private Clients Debit Card Benefits

Your private banker will be individually committed to you.
When you use your card to pay for airline tickets, Uber meals, and online purchases, you may earn up to 40% back in eBucks points.
Entry to the slow lounge.
When you buy fuel at any engine garage, you can get up to R4 back.
If you maintain a minimum balance of R75,000.00 in a given month, your monthly account service costs will be waived.
Every month, you are given free access to 500MB, 60 Minutes, and 60 SMS.
Up to R10,000.00 in free withdrawals.
Get monthly free atm deposits of up to R9,000.00.
Every month, two send money transactions are free for you.
Card transactions, airtime purchases, payments made through the FNB app, and debit orders are all free.

FNB Black Card Private Wealth Qualification

You must earn at least R750,000 in gross income.
Maintain R75,000 in your gold or premium account for three months.

FNB Private Wealth Debit Black Card

Private wealth debit card, one of the greatest black cards in South Africa, is designed specifically for the very wealthy.

The card offers several appealing benefits.

Let’s take a closer look at the benefits, conditions, and drawbacks of having this FNB Black Card.

FNB Private Wealth Debit Black Card Benefits

When you maintain a minimum of R100,000.00, the monthly account services cost is waived.
Get monthly deposits of up to R20,000.00 in free cash.
When you make purchases on Uber eats, you can get 15% back with eBucks.
Earn eBucks back on the life insurance provided by FNB up to 40%.
can apply for a credit card for private wealth.
Every month, you’ll get 500 MB, 60 minutes, and 60 SMS.
Gain access to limitless card withdrawals.
Receive free pay and clear, transfers, airtime purchases, debit order processing, card purchases, and card replacement.
You get entry to the sluggish lounge.
When you travel, get complete coverage.
Get free statements, balance inquiries, and transfers between connected accounts.
Global account transfers are free.

FNB Private Wealth Debit Black Card Qualification

Must bring in a minimum of R1,500,000.00 in gross income annually.
Possess property worth R15,000,000.

This card has a private banker, same like the FNB private client debit black card.

A private banking analyst who will assist you in managing your finances is added to the private wealth account.

If you have this card, you may earn a tremendous quantity of ebucks.

Use the ebucks rewards if you want to shop online or ride the Gautrain.

On purchases, you can earn up to 40% in eBucks rewards.

FNB Black Cards: Types

FNB Black Cards: Types
FNB Business Credit Card
FNB Private Clients Debit Card
FNB Private Wealth Debit Black Card
FNB Enterprise Business Card Debit
FNB Private Clients Credit Card
FNB Private Wealth Credit Card