How To Send Money Using Capitec Cash Send and Withdrawal? – Updated April 2026
Capitec Cash Send allows Capitec clients to send cash from their mobile devices anywhere in the country.
Learn more about this service and how it works in South Africa in this reading with us.
To perform quick, simple, and safe transactions, use the Capitec App or mobile banking.
Numerous South Africans have long been curious about how it works, how to send money using Capitec e-wallet, how to reverse Capitec Cash Send, and whether the service is trustworthy.
Many individuals use Cash Transfer to send money to relatives and friends all throughout Mzansi.
What Is Capitec Cash Send, And How Does It Work?
Capitec Cash Transfer is a Capitec Bank service that allows Capitec consumers to send money to someone who does not have a bank account. The recipient may then receive the money at any Capitec ATM, Shoprite, Checkers, Usave, Game, Makro, Pick n Pay, or Builders shop.
How to Send Money using USSD
To transfer cash with the Capitec Cash Send USSD code *120*3279#, make sure you’re signed up for Mobile Banking.
- Open your mobile phone.
- Dial *120*3279# and reply 9.
- Accept the terms and conditions.
- Reply 1.
- Select “From” account.
- Enter the amount you want to send.
- Create a 4-digit secret code.
- Enter your Mobile Banking PIN.
Using the Capitec App to Send Money
- Open the Capitec app on your phone.
- “Transact” should be selected.
- Enter your Remote PIN after clicking “Send cash.”
- To send money to Capitec, click the icon.
- Choose the “From” account.
- Fill in the amount you’d like to send.
- Click ‘Next’ after creating a 4-digit secret code.
- Read the terms and conditions, check the boxes, and then press the ‘Accept’ button.
- To confirm the purchase, click ‘yes.’
- You’ll get an SMS with a reference number that you’ll need to give to the receiver.
- In a second message, send the addressee the secret code.
Withdrawal from Capitec Cash
What is the procedure for using this service?
The sender is charged R8.50 each transaction, while the receiver is charged nothing. Capitec Cash Send withdrawals may be made instantly at any Capitec ATM, Shoprite, Checkers, Usave, Game, Makro, Pick n Pay, or Builders Warehouse.
The recipient does not have to pay anything to get cash.
Sending cash has transaction restrictions of R3,000 per transaction, R5,000 per day, and R24,999 per month.
To get the money, bring your South African ID, as well as a reference number and 4-digit secret code issued by the sender, to any of the listed locations.
The teller will need your name, surname, telephone number, and secret code in addition to the reference number.
The money is given out right away after it’s been verified.
For more information on this service, please click here
Did you know that you can also use Nedbank Send iMali?
