Blacklisted Cellphone Contracts
You are in the right spot, if you are looking for blacklisted cellphone contracts, we provide you with tips on how to get your hands on your dream smart device.
Many Internet Service Providers (ISP)’s like Telkom, Vodacom, MTN and others, are now conducting credit profile verification’s before approving any contract.
As some of us might remember, in the past, all that you needed to have for your cellphone contact to get approved was a payslip and bank statement.
If you had this 2 documents, proof of employment by means of a payslip and proof of income by providing bank statement, you were able to leave the store with a Samsung S3 that time.
Due to growing tech available to enhance security, most IPS’s including banks and other finance service providers uses anti-lock braking system (ABS) and performs credit background checks before approving a contract or personal loan.
This is the reason why those who are looking for blacklisted cellphone contracts struggle to access this type of deals.
Bad credit and being blacklisted have become one of the worst enemies to everyone looking for financial assistance.
If you have bad credit, you will not qualify for personal loans, cash loans, mortgage, vehicle finance and including cell phone contracts.
Another factor that will make it difficult for you to get approved for any finance and contracts is being blacklisted.
Blacklisting simply means that your name has been flagged by the credit bureau, once your name has been flagged, you will not be able to qualify for any finance with many lenders.
Cellphone Contracts for Blacklisted Tips
If your name has been flagged by the credit bureau or added to a blacklist, how can you successfully apply for a cellphone contract?
The following 3 tips will enable you to finally have the cell phone that you have been trying to get your hands on for a long time.
Apply for Blacklisted Loans
Even if you are blacklisted, you can still apply for a bad credit personal loan and buy the mobile you want cash.
This trick works, although you might not qualify due to bad credit with a service provider after conducting background checks, you can qualify for bad credit loan.
Bad credit loans are designed for those who are blacklisted and people with poor credit profile.
Unlike other types of personal loans, where you are required to submit lot of documentation, bad credit lenders only require proof of employment and your Identity document.
We have a list below for bad credit lenders that you can apply with for a loan so that you can apply for a cellphone contract.
| Blacklisted & Bad Credit Loans | ||
|---|---|---|
| Lender | Interest Rates | Loan Amount |
| EC Loans | Interest up to 28% | Borrow up to R120,000 |
| Ayoba Loans | Interest Borrow up to 28% | Low-income loans |
| Mulah | Interest Borrow up to 38% | Borrow up to R4,000 |
| Fincheck | Interest from 16% | Borrow up to R250,000 |
| TA Consulting | Interest from 14 % | 100% free service |
| Loan SA | Interest Borrow up to 27% | Borrow up to R150,000 |
| SupaSmart Loans | Interest from 16% | Borrow up to R200,000 |
| Easy Cash Loans | Bad credit friendly | Borrow up to R150,000 |
| Global Finance | No fees charged! | Borrow up to R100,000 |
| LoanSpot | Term Borrow up to 84 months! | Borrow up to R300,000 |
| iLoans | Interest Borrow up to 28% | Borrow up to R200,000 |
| Speedy Loans | Flexible repayment plans | Borrow up to R200,000 |
| Square Finance | Interest from 5% | Borrow up to R3,000,000 |
| Wanna Loan | Interest from 5% | Borrow up to R3,000 |
| Kathlego Cash Loans | Term Borrow up to 90 days | Borrow up to R3,000 |
| Hoopla Loans | Interest from 20% | Borrow up to R250,000 |
| uBank | Competitive interest rates | Borrow up to R180,000 |
| Ezi Finance | Interest Borrow up to 32.1% | Borrow up to R8,000 |
| Binixo Loans | Interest from 10.5% | Borrow up to R9,000 |
| Blink Finance | Transparent online loans | Borrow up to R4,000 |
| Mr Cash Loans | Interest Borrow up to 28% | Borrow up to R200,000 |
Foreign Vendors
There are many electronic vendors in every city in South Africa, some of them offer products and services on credit.
You can inquire with one of them, if you find one that offers products on credit, you can pick a mobile phone that you want and pay with instalments.
Foreign vendors offer credit with no terms, they will not do any background checks, and this is the best place to find cellphone contacts for blacklisted.
Borrow Credit Profile
The other alternative that has been used for many years is asking someone with a good credit health to apply with their name and you pay them instead.
This can be a family member, a friend or colleague, or just someone you know willing to help you out for their own benefits as well.
Although this can help you get access to this device that you want, this method is bad for relationships, whether its family, friend or colleague.
Conclusion
Even though you have bad credit and your name has been flagged with the credit bureau, you can still successfully apply for blacklisted cellphone contracts by using the following methods,
- Apply for bad credit loans
- Use foreign vendors
- Borrow credit profile
