{"id":7169,"date":"2026-05-04T07:06:42","date_gmt":"2026-05-04T07:06:42","guid":{"rendered":"https:\/\/we-search.co.za\/articles\/?p=7169"},"modified":"2026-05-04T07:08:36","modified_gmt":"2026-05-04T07:08:36","slug":"fnb-black-card-reviews-in-south-africa-64120","status":"publish","type":"post","link":"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/","title":{"rendered":"FNB Black Card Review Guide"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Black_Card_Reviews_in_May_2026\" title=\"FNB Black Card Reviews in May 2026\">FNB Black Card Reviews in May 2026<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Enterprise_Business_Card_Debit\" title=\"FNB Enterprise Business Card Debit\">FNB Enterprise Business Card Debit<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Enterprise_Business_Card_Debit_Benefits\" title=\"FNB Enterprise Business Card Debit Benefits\">FNB Enterprise Business Card Debit Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Enterprise_Business_Card_Debit_Qualification\" title=\"FNB Enterprise Business Card Debit Qualification\">FNB Enterprise Business Card Debit Qualification<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Clients_Credit_Card\" title=\"FNB Private Clients Credit Card\">FNB Private Clients Credit Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Clients_Credit_Card_Benefits\" title=\"FNB Private Clients Credit Card Benefits\">FNB Private Clients Credit Card Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Clients_Credit_Card_Qualification\" title=\"FNB Private Clients Credit Card Qualification\">FNB Private Clients Credit Card Qualification<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Wealth_Credit_Card\" title=\"FNB Private Wealth Credit Card\">FNB Private Wealth Credit Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Wealth_Credit_Card_Benefits\" title=\"FNB Private Wealth Credit Card Benefits\">FNB Private Wealth Credit Card Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Clients_Credit_Card_Qualification-2\" title=\"FNB Private Clients Credit Card Qualification\">FNB Private Clients Credit Card Qualification<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Clients_Debit_Card\" title=\"FNB Private Clients Debit Card\">FNB Private Clients Debit Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Clients_Debit_Card_Benefits\" title=\"FNB Private Clients Debit Card Benefits\">FNB Private Clients Debit Card Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Black_Card_Private_Wealth_Qualification\" title=\"FNB Black Card Private Wealth Qualification\">FNB Black Card Private Wealth Qualification<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Wealth_Debit_Black_Card\" title=\"FNB Private Wealth Debit Black Card\">FNB Private Wealth Debit Black Card<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Wealth_Debit_Black_Card_Benefits\" title=\"FNB Private Wealth Debit Black Card Benefits\">FNB Private Wealth Debit Black Card Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Private_Wealth_Debit_Black_Card_Qualification\" title=\"FNB Private Wealth Debit Black Card Qualification\">FNB Private Wealth Debit Black Card Qualification<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Black_Cards_Types\" title=\"FNB Black Cards: Types\">FNB Black Cards: Types<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/#FNB_Black_Card_Reviews\" title=\"FNB Black Card Reviews\">FNB Black Card Reviews<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"FNB_Black_Card_Reviews_in_May_2026\"><\/span>FNB Black Card Reviews in May 2026<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p>Before you do your application, let us do quick FNB Black card reviews in May 2026.<\/p>\n<p>First National Bank provides the FNB black card, a credit card for high net worth people making over R750,000.00 annually.<\/p>\n<p>If you are approved for this card, you will benefit from a number of things, including having access to a credit facility with a maximum limit of R300,000.<\/p>\n<p>A &#8220;black card&#8221; in South Africa is a credit or debit card intended for high net worth people who make above R750,000.00 a year.<\/p>\n<p>The card&#8217;s hue served as the inspiration for the name.<\/p>\n<p>The typical credit limit for a black card holder is R300,000.00.<\/p>\n<p>Owners of small businesses and C-suite executives are frequently Black Card members.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FNB_Enterprise_Business_Card_Debit\"><\/span>FNB Enterprise Business Card Debit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>An organization can apply for this card if its annual revenue is greater than R60,000,000.00.<\/p>\n<p>The services costs for this card are dependent on your company&#8217;s demands and are relationally based.<\/p>\n<p>Definitely designed to accommodate the demands of savvy business owners.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Enterprise_Business_Card_Debit_Benefits\"><\/span>FNB Enterprise Business Card Debit Benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>When you travel, get a free comprehensive global life insurance policy.<\/li>\n<li>When you travel and rent a car from AVIS, you may earn eBucks points.<\/li>\n<li>Make use of a private banker for your company.<\/li>\n<li>Hire an analyst for your company.<\/li>\n<li>When you use your automobile at Engine, Gautrain, Shoprite, takealot, and other places, you may earn eBucks rewards.<\/li>\n<li>The card is specially developed to meet the demands of your sector.<\/li>\n<li>Free unlimited ATM withdrawals and card purchases.<\/li>\n<li>Receive free balance checks and statements at any time.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Enterprise_Business_Card_Debit_Qualification\"><\/span>FNB Enterprise Business Card Debit Qualification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Income of at least R60,000,000.00<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"FNB_Private_Clients_Credit_Card\"><\/span>FNB Private Clients Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are a few things you may need to be aware of before applying for this credit card.<\/p>\n<p>The monthly service charge for this card is R192.00.<\/p>\n<p>has an initiation cost of up to R172.00 and a facilitation service fee of R17.00.<\/p>\n<p>You also receive a free eBucks membership incentive.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Private_Clients_Credit_Card_Benefits\"><\/span>FNB Private Clients Credit Card Benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Get purchases with no interest for up to 55 days.<\/li>\n<li>Earn eBucks when you make purchases at certain retailers.<\/li>\n<li>Historic statements and free mini-statements.<\/li>\n<li>Free card purchases and balance checks.<\/li>\n<li>Free payments and transfers between linked accounts.<\/li>\n<li>Replacement cards are free.<\/li>\n<li>Entry to the slow lounge.<\/li>\n<li>Credit of 75,000 Rand.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Private_Clients_Credit_Card_Qualification\"><\/span>FNB Private Clients Credit Card Qualification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Must make at least R750,000.00 annually.<\/li>\n<li>Keep a balance of R75,000.00 for three months in a row.<\/li>\n<li>Must possess a high credit rating.<\/li>\n<\/ul>\n<p>FNB Private Clients Credit Black Card if you want to create a new credit line on a black card.<\/p>\n<p>Growing from private clients to private wealth cardholders is a simple process.<\/p>\n<p>For the purpose of forgoing service charges, this account needs a lower balance to be maintained in your account.<\/p>\n<p>If you have private wealth, you will need to preserve an additional R25,000.00 since the disparity is so great that it must be kept.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FNB_Private_Wealth_Credit_Card\"><\/span>FNB Private Wealth Credit Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The FNB Black Card has a monthly fee of R248,00.<\/p>\n<p>has an R17.00 facilitation service fee and an R172 maximum starting cost.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Private_Wealth_Credit_Card_Benefits\"><\/span>FNB Private Wealth Credit Card Benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Get purchases with no interest for up to 55 days.<\/li>\n<li>Earn eBucks when you make purchases at certain retailers.<\/li>\n<li>Historic statements and unpaid small statements.<\/li>\n<li>Free balance checks and card purchases.<\/li>\n<li>Free payments and transfers between linked accounts<\/li>\n<li>From a credit of R100,000.<\/li>\n<li>card replacement for unpaid.<\/li>\n<li>Entry to the slow lounge.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Private_Clients_Credit_Card_Qualification-2\"><\/span>FNB Private Clients Credit Card Qualification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>possess property worth R15,000,000.<\/li>\n<li>Have a high credit rating.<\/li>\n<li>The annual minimum wage for a FNB Black Card is R1,500,000.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"FNB_Private_Clients_Debit_Card\"><\/span>FNB Private Clients Debit Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The FNB private clients debit card offers many of benefits.<\/p>\n<p>A card created with professionals and business owners who wish to realize their financial goals in mind.<\/p>\n<p>You must make a minimum of R750,000.00 or more annually to be eligible for this FNB black card.<\/p>\n<p>The monthly service cost for this card is R385.00, and it includes a personal banker.<\/p>\n<p>The prerequisites and benefits of a private clients card are listed below.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Private_Clients_Debit_Card_Benefits\"><\/span>FNB Private Clients Debit Card Benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Your private banker will be individually committed to you.<\/li>\n<li>When you use your card to pay for airline tickets, Uber meals, and online purchases, you may earn up to 40% back in eBucks points.<\/li>\n<li>Entry to the slow lounge.<\/li>\n<li>When you buy fuel at any engine garage, you can get up to R4 back.<\/li>\n<li>If you maintain a minimum balance of R75,000.00 in a given month, your monthly account service costs will be waived.<\/li>\n<li>Every month, you are given free access to 500MB, 60 Minutes, and 60 SMS.<\/li>\n<li>Up to R10,000.00 in free withdrawals.<\/li>\n<li>Get monthly free atm deposits of up to R9,000.00.<\/li>\n<li>Every month, two send money transactions are free for you.<\/li>\n<li>Card transactions, airtime purchases, payments made through the FNB app, and debit orders are all free.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Black_Card_Private_Wealth_Qualification\"><\/span>FNB Black Card Private Wealth Qualification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>You must earn at least R750,000 in gross income.<\/li>\n<li>Maintain R75,000 in your gold or premium account for three months.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"FNB_Private_Wealth_Debit_Black_Card\"><\/span>FNB Private Wealth Debit Black Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Private wealth debit card, one of the greatest black cards in South Africa, is designed specifically for the very wealthy.<\/p>\n<p>The card offers several appealing benefits.<\/p>\n<p>Let&#8217;s take a closer look at the benefits, conditions, and drawbacks of having this FNB Black Card.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Private_Wealth_Debit_Black_Card_Benefits\"><\/span>FNB Private Wealth Debit Black Card Benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>When you maintain a minimum of R100,000.00, the monthly account services cost is waived.<\/li>\n<li>Get monthly deposits of up to R20,000.00 in free cash.<\/li>\n<li>When you make purchases on Uber eats, you can get 15% back with eBucks.<\/li>\n<li>Earn eBucks back on the life insurance provided by FNB up to 40%.<\/li>\n<li>can apply for a credit card for private wealth.<\/li>\n<li>Every month, you&#8217;ll get 500 MB, 60 minutes, and 60 SMS.<\/li>\n<li>Gain access to limitless card withdrawals.<\/li>\n<li>Receive free pay and clear, transfers, airtime purchases, debit order processing, card purchases, and card replacement.<\/li>\n<li>You get entry to the sluggish lounge.<\/li>\n<li>When you travel, get complete coverage.<\/li>\n<li>Get free statements, balance inquiries, and transfers between connected accounts.<\/li>\n<li>Global account transfers are free.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"FNB_Private_Wealth_Debit_Black_Card_Qualification\"><\/span>FNB Private Wealth Debit Black Card Qualification<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Must bring in a minimum of R1,500,000.00 in gross income annually.<\/li>\n<li>Possess property worth R15,000,000.<\/li>\n<\/ul>\n<p>This card has a private banker, same like the FNB private client debit black card.<\/p>\n<p>A private banking analyst who will assist you in managing your finances is added to the private wealth account.<\/p>\n<p>If you have this card, you may earn a tremendous quantity of ebucks.<\/p>\n<p>Use the ebucks rewards if you want to shop online or ride the Gautrain.<\/p>\n<p>On purchases, you can earn up to 40% in eBucks rewards.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"FNB_Black_Cards_Types\"><\/span>FNB Black Cards: Types<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>FNB Black Cards: Types<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>FNB Business Credit Card<\/td>\n<\/tr>\n<tr>\n<td>FNB Private Clients Debit Card<\/td>\n<\/tr>\n<tr>\n<td>FNB Private Wealth Debit Black Card<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-enterprise-business-account-reviews-south-africa-21001\/\">FNB Enterprise Business Card Debit<\/a><\/td>\n<\/tr>\n<tr>\n<td>FNB Private Clients Credit Card<\/td>\n<\/tr>\n<tr>\n<td>FNB Private Wealth Credit Card<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"FNB_Black_Card_Reviews\"><\/span>FNB Black Card Reviews<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/www.fnb.co.za\/\" target=\"_blank\" rel=\"noopener\">First National Bank<\/a> is one of the fastest growing banks that is at the forefront of digital marketing trends.<\/p>\n<p>About being loved many South Africa, all their banking products are by far one of the compared to other banking institutions.<\/p>\n<p>All the above FNB black cards are great, it all boils down to a matter of preference.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FNB Black Card Reviews in Before you do your application, let us do quick FNB Black card reviews in . First National Bank provides the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":7176,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.8 (Yoast SEO v20.2.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FNB Black Card Reviews in May 2026 (Complete Guide)<\/title>\n<meta name=\"description\" content=\"FNB Black Card guide: Enterprise business card debit, private clients, private wealth credit card and private wealth debit black card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/we-search.co.za\/articles\/banking\/fnb-black-card-reviews-in-south-africa-64120\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" 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